Change a Mind. Change a Life.

Operation Heal, is centered around stopping and preventing homelessness.
Homelessness is defined as living in housing that is below the minimum standard or lacks
secure tenure. People can be categorized as homeless if they are: living on the streets; moving
between temporary shelters, including houses of friends, family and emergency
accommodation; living in private boarding houses without a private bathroom or security of
tenure. Homelessness is usually the result of the cumulative impact of several factors, rather than a single cause. Some factors resulting in homelessness are: Eviction, foreclosure, loss of
employment, domestic violence, traumatic medical conditions, divorce and family disputes.

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The h2H housing program is offered to homeowners through the Sustaining Home Ownership
division and to those who are in the market to purchase a home, through the Homeownership division.


 The h2H housing program offers assistance to home owners who are facing foreclosure. We work with you: 
– To stop and avoid FORE-CLOUSRE of your property
– Save and repair your credit 
– Sustain your home
– Relocate. If you no longer desire to reside in the home.
Complete the homeowners form to schedule an appointment with a representative TODAY.


The h2H housing program extends assistance for home rentals. Individuals with challenged credit, history of evictions, recent change in household, job relocation or simply regrouping from a pandemic or economic crisis, can receive assistance in home renting. Individuals must enroll in the h2H rental program. They will complete an application and schedule an appointment to speak to a representative. The individual must have income and be able to pay their deposit and sustain a rental term no less than six months. 


The h2H housing program offers multiple areas of assistance regarding  home purchase. The areas of assistance are  counseling, workshops, credit repair and pre-approval. 

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